Streamline Quotes and Evaluate Providers on Your Terms.

Leverage our guidance, tools, analysis, and expertise for FREE. Never go directly to the vendor again!

Businesses save up to 40% off Administrative Costs simply by using Luminescent.

Bring Fortune 500 Company Benefits to your Small-to-Mid Sized Business!

✔ Business Insurance

✔ Employee Benefits

✔ Human Resources

✔ Key Member Insurance

✔ Payroll

✔ Professional Employer Organization

✔ Retirement Plans

✔ Workers’ Compensation

A FEW OF OUR TRUSTED PARTNERS

Customize Your FREE Quote Gathering Experience

  • Self-Directed

    We know exactly what we’re looking for. Just find me a few strong options!

    Luminescent:
    ✔ Makes recommendations and introduce you to our providers.

    You:
    ✔ Manage the evaluation process internally, correspond directly with the vendors, use your own pricing analysis and data.

  • Hybrid

    We have a good idea of what we need, but would like to have someone readily available if we want guidance.

    Luminescent:
    ✔ Make recommendations and introduce you to our providers.

    ✔ Provide proprietary pricing analysis, market data with thoughts and insights for when you need it.

    You:
    ✔ Manage the evaluation process internally, but would like to leverage Luminescent’s support when requested.

  • Full Support

    We want the Luminescent Team to guide us through each option, provide their proprietary analysis, and be there from start to finish.

    Luminescent:
    ✔ Make recommendations and introduce you to our providers.

    ✔ Provide proprietary pricing analysis, market data with thoughts and insights.

    ✔ Manage all correspondence with the providers as your trusted advisor.

    You:
    ✔ Make decision with Luminescent’s support.

Benefits on Your Terms

Luminescent offers a comprehensive and personalized consulting service that connects businesses with their desired HR and benefits partners. And the best part? We do it for free!

Frequently Asked Questions

  • Nothing. Our entire service is free. Feel free to leverage our expertise, introductions, in-depth pricing analysis, and on-going support at no cost!

  • We’re paid directly by the PEO or vendor, when your business successfully on-boards.

  • Utilizing our services taps into the benefits of economies of scale, as we secure favorable pre-negotiated pricing and discounts through our partnerships with PEOs. Choosing Luminescent over dealing directly with a PEO sales representative has the potential to result in substantial annual savings, ranging from thousands to tens of thousands of dollars.

  • A PEO streamlines HR tasks, providing services like payroll processing, benefits administration, and compliance management, allowing businesses to focus on core operations. Additionally, PEOs often offer cost-effective solutions, access to comprehensive employee benefits, and improved regulatory compliance.

  • PEO agreements operate on a month-to-month basis, allowing you the flexibility to leave or renegotiate terms with just 30 days' notice. While many companies are aware of this, they may not realize the advantageous possibilities it offers for their benefit.

  • Depending on your preferences, we will typically look at between 3-5 different options. Non-PEO options may be introduced as well.

  • Yes, we evaluate ASO, HRO, HRIS options, as well as Retirement Plan solutions. We can also support with unbundling clients from a PEO.

  • Certainly. We work with International partners that offer EOR solutions, as well as foreign currency payments.